Vehicle Finance
Compare SA's top lenders, calculate repayments and apply — all in one place. Prime rate: 8.25%
Prime Rate
8.25%
SARB, March 2026
Banks Available
6
SA major lenders
Max Finance
R 3M
WesBank
Min Term
12 mo
Max 72 months
NCA Compliance Notice
All vehicle finance in South Africa is governed by the National Credit Act (NCA). Lenders are required to conduct affordability assessments. The prime lending rate is currently 8.25% p.a.
Finance Calculator
R
10% = R 45 000
0%25%50%
10.25%
Prime (8.25%)Prime + 8% (16.25%)
0% = R 0
Monthly Instalment
R 8 655
60 months at 10.25% p.a.
Repayment Summary
Vehicle PriceR 450 000
Deposit (10%)- R 45 000
Amount FinancedR 405 000
Monthly InstalmentR 8 655
Total InterestR 114 297
Total RepayableR 519 297
To qualify, you'll typically need a gross monthly income of at least R 28 850. This is an estimate only — final approval depends on your credit profile and NCA affordability assessment.